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Pembroke Pines , FL hard money lenders

June 7th, 2010 Posted in Florida Cities

Pembroke Pines, FL hard money lenders specialize in hard money loans and work with borrowers to assist them in their financing needs. The second most populous city in Broward County, Florida, Pembroke Pines was named as one of the best cities to live in America. In 2006, Census Bureau estimates that 150,064 people live in Pembroke Pines. It is one of the largest cities in Broward County, with a total area of 89.2 km2.

As non-traditional financing sources for businesses, Pembroke Pines, FL hard money lenders finance borrowers at a higher interest because they are taking on a serious risk. Instead of evaluating the borrower based on credit rating, income statement, and income resources, Pembroke Pines, FL hard money lenders focus on the value of the property of the borrower. The property is the loan’s collateral and they give the loan for less than the actual value of the property, which is normally between 50 to 75% loan to value. Thus, in case of default, the lenders can sell the property at a lower value and still gain profit from it.

Hard money loans are excellent funding sources for acquisition of commercial property, construction, and refinancing. Commercial buildings, vacant lots, and similar types of properties are accepted as collateral. Those who need to obtain money faster use hard money loans in Florida for their funding requirements since a bank’s loan can take a month or more to process, and if the investment that you are looking into is available for the right price, only the hard money lenders in Florida can give you the immediate funding that you need.

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