Bay Equity is a full-service retail mortgage lender. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Sausalito.

Bay Equity Home Loans is currently licensed in 32 states and is expanding across the nation. In addition to retail branches in 23 states, the company has corporate and operations centers in Concord and Sausalito, CA, Denver and Grand Junction in Colorado, Lake Oswego, OR and Everett, WA.

Bay Equity is family owned and operated. The company is a long time supporter of the Warrior Foundation-Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded.

Bay Equity has hired accomplished mortgage and financial professionals at all levels and has proudly assembled a highly experienced staff of corporate executives and operations professionals.

Bay Equity has a great culture, full agency approval (Fannie, Freddie, Ginnie), a robust marketing platform, exceptional IT and HR support and is looking for top mortgage professionals and branches to join the team.

The lending professionals at Bay Equity Home Loans are dedicated to helping you with all your home mortgage needs.

With our constantly changing housing and mortgage markets, we can help you navigate the many options to find the right loan to fit your family, your needs and your financial circumstances.

Whether you are buying or refinancing, buying your first home or building your dream home, we can help you explore the many options for financing.

marker Apple Valley, Minnesota


1 reviews
Josh Andersen

AJ and Bay Equity Loans helped us on two different loans now and we have been 100% satisfied. AJ steered us in the right direction and helped us get the lowest interest and type of loan that fitted us the best. I would recomend them to anyone looking for a new loan or different refinancing options.