With the economy the way it is, California Hard Money Lenders are poised to profit and pounce on a market that’s growing more and more disenfranchised with the traditional banking firms. These traditional international banking and financing firms are catching a lot of flak from their customers and clients, but also from the United States Congress, as well as governments and agencies in Europe.
In 2009, a very influential blog and website that focuses on current affairs and politics, urged its entire viewership and readership to convert over to community banks, and more niche, personalized, independent banking and finance firms, such as California Hard Money Lenders, away from the traditional international banks that have created much of a stir.
In the past, California Hard Money Lenders have been considered more an alternative than a viable option alongside the traditional banking firms and the big box financial products and services companies. What’s typically transpired is that as the economy tanks, and traditional bankers freeze their lending policies, tightening up on borrowers, these borrowers in turn take their business elsewhere—elsewhere being many of these hard money lenders and other independent financial products and services companies.
There are many in the California hard money industry that are evolving their businesses, growing their businesses aggressively with the two aims: one, to change the misconception amongst most in the market that believe and have relegated (psychologically) these firms to a category of “alternative.” It isn’t uncommon for the typical borrower to feel that these firms are subpar, somehow. These sentiments have arisen, percolated over the years—in fact, over the course of a century, since the Depression—.
Today, hard money lenders in California are more and more being considered alongside the line of traditional banking and financial services and products. These independent firms, along with other smaller independent banks such as the neighborhood credit union, are fast becoming the default choice of the everyday customer in the market. A number of these firms pitch their services and products as not an alternative, but a better way to get the terms that a borrower actually needs, which is a valid point. With the traditional bank, loans are limited to either the personal or business loan, or the mortgage product. Both carry very stiff terms, with very little wiggle room. In a way, what these firms are offering are more specialized products and services that better conform to the borrower, which is the largest draw to hard money lending.
When founding partner Sacha Ferrandi made the life changing decision to form Source Capital Funding, Inc., he had a clear vision – to help those in need of financing when others would not. What started out as a vision became a reality and today, Source Capital, as a [...]
Address:11770 Bernardo Plaza Court, Suite 205, San Diego, California, USA92128
Socotra Capital: The Hard Money Lender of Choice in California and Nevada
When professionals pursuing real estate opportunities are denied financing through conventional lenders, Socotra Capital steps up to help.
We are the premier private hard money lender chosen for consistent performance, reliable service, and fast delivery. The majority of our [...]
Address: 2208 29th St suite 100, Sacramento, California, USA95817
Opes Advisors is a financial advisory firm with innovative mortgage banking and wealth management services designed to help clients make effective financial decisions that support their lifestyle today and produce a satisfying future.
Our Core Values
Take Individual Responsibility – Be Accountable and Reliable.
Build Mutually Satisfying Relationships.
Acknowledge and Appreciate Peoples’ Contributions.
Address:435 Pacific Avenue, San Francisco, CA, United States, Ste 350, San Francisco, California, USA94133
As a trusted and experienced home mortgage loan consultant for Bay Area residences, Natasha is a natural pick to guide you through the tricky home loan process. Natasha has customers from Gilroy up to the Napa Valley, including cites such as Burlingame, an Mateo, Redwood City, San Rafael, Corte [...]
Address:505 Montgomery Street, San Francisco, CA, United States, Ste 275, San Francisco, California, USA94111
Chris Pessy and his team have been successfully cultivating life long client relationships through positive lending experiences for over 14 years. Chris offers fully transparent lending solutions with a wide variety of unique home mortgage solutions including (but not limited to):
10% down without mortgage insurance
Address:50 California Street, California Street, San Francisco, CA 94111, United States, San Francisco, California, USA94111
When dealing with a true hard money lender, experience is the key to closing real estate loan matters. At PB Financial Group Corp we have been providing quick funding since 2006 and have funded over 1700 hard money/private money loans.
PB Financial Group - Hard Money Lenders in Los Angeles
Address:6380 Wilshire Boulevard, Los Angeles, CA, United States, Ste 1610, Los Angeles, California, USA90048
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting [...]
Address:1917 Hillhurst Avenue, Los Angeles, CA, United States, Ste 205, Los Angeles, California, USA90027
We take pride in our work, we help educate home buyers and guide them though the FHA 203k Loan Process. Many of our clients are first time homebuyers. As trained professionals we are dedicated to our clients, and servicing their needs.
We work with most lenders and mortgage companies. We [...]
Address:3658 Fairland Blvd Los Angeles, CA 90043, Los Angeles, California, USA90043
San Diego Funding has been the trusted source of thousands of homebuyers, and their Realtors, since 1981. We are San Diego owned and operated and have helped thousands of homeowners finance their homes. Providing financing for residential properties throughout San Diego County – approved by FHA, VA, FNMA and [...]
Address:2468 Historic Decatur Rd, San Diego, CA, United States, Ste 160, San Diego, California, USA92106
New American Funding is an all-inclusive mortgage banker, committed to integrity and efficient lending. We've brought the entire loan process in-house — origination, processing, underwriting, funding, and servicing, so we can offer our clients and partners the fastest closing times in the industry. Find out why partnering with New [...]
Address:1615 Murray Canyon Rd, San Diego, CA 92108, United States, San Diego, California, USA92108