1st Point Lending

If you're a borrower who has had to look elsewhere because the lending market is too difficult to work with, then you've come to the right place! We lend funds based on the equity you have in your real estate, and we fund quickly. Borrowers rely on our transparent policies of private money lending or home loans. When compared to our competitors, 1st Point Lending, Inc. will carefully consider and advise you on each loan opportunity. We fund within 7 days and we use your equity as collateral. If you have equity — we will fund your deal!

Regardless if you're the borrower or investor for private money loans, private financing, or private mortgage pool, we will make sure to optimize our services in accordance to your unique situation. Indeed, loans are best handles on a case-by-case basis, so please free to contact us directly.

How much do we loan?

1st Point Lending, Inc. keeps the industry standard $30,000 to over $1,000,000 amounts in terms of brokered loans. The first-time home buyer composes most of the market. Most of our loans specifically range from $30,000 to $350,000 on average. It is our mission to look for long-term properties that will produce an attractive rental cash flow.

What is the loan-to-value that we loan on?

1st Point Lending, Inc. long-term loan program can loan for up to 60% of the after-repaired value of a property.

How quickly can a loan be funded?

Again, this depends on the situation, but on average, funding happens 10 business days after we receive a borrower's loan application. Attaining funding of the expeditious type is also possible.